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June 2012 Community News

Wednesday, May 30th, 2012



JUNE 2012

Hi and my apologies for the delay in getting this edition of the community news ready.

Make sure you check out this months competition, 5 online courses to be won.

As many of you will know I have been very busy getting ready for some exciting talks in Thailand, It has been a long journey, but now things are all set and as always they are even better now than if things had gone ahead almost a year ago.

The Worry Free Life Course has now been translated into Thai, and hopefully that will give many people the chance to learn these amazing teachings. I must give HUGE thanks to Dr Warunyar Sadeem Ritenis the lady who has introduced the teachings contained in The Science Of Getting Rich to Thailand

Croz and Dr Warunyar visiting a Temple in Bangkok

It has been a great adventure working with Dr Warunyar, getting the contents of the book, in a format that would appeal to the Thai people.

During this time it has made many things clearer to me, and the close working relationship has created some very innovative teaching methods.

The new information and ideas that we have discovered during this time will be documented and put up on the course as bonuses. That is the great thing about this course, it is always being updated with new stuff.

Here are some tips that have come out of our work together:

Are you confused? It seems that the access to so much information is putting many people into information overload, and they are having trouble making sense of any of it. We have discovered during our work on producing the talks for Thailand, that there are just a few criteria that make obtaining and making sense of all this stuff very easy.

We all want to live a Worry Free Life, but with our brain in meltdown, we never seem to make any progress. So here are the tips to help you change things in your life.

  • Choose one teacher, preferably one that can give you evidence and results as to what they teach, and more importantly one that you trust and identify with.
  • Do not follow or read other information until you GET IT via that teacher. Once you get it, and only then , you can look at other systems and compare them, if you feel the need.
  • Make a commitment to yourself and get your mindset right.
  • Statistically only about 2% of people get any results from trying to use life changing programmes.  This is because they THINK that things will not work for them. Once you have faith and belief in achieving your results, Nothing will be able to stop you.
  • You cannot receive and accept new information, if you are not in the right frame of mind, and a competitive mind that is chasing everything will never create the same results as a mind that is creative and relaxed. (Remember, that anything you chase will instinctively run away, and that includes your vision.)
  • Finally make sure that your GOALS and VISIONS reflect what you truly want, and not what you THINK you want. There is a world of difference. Making sure the changes you want are true desires, is a major part of your success.

If you follow these simple guidelines before setting off on your journey, you can clear your brain and start manifesting the things you want into your life.

                                                                                        RELAX and PROSPER





This article tries to help you establish exactly what you really desire.


Let’s try and establish once and for all what rich is, and why it is so important to your success.

When we talk about the worlds truly wealthy people, our minds cannot resonating with being that wealthy, because the odds of us standing alongside them is hundreds of millions to one, even armed with all the best mindset and wealth creation advice ever written.

The spectrum of wealth is so broad that it confuses us, and we do not really know now what to think about wealth and the people with vast amounts of money.

Steve Jobs reportedly left $7billion, but if he was trying to be the richest man in the world, he had a long way to go, and may have been a bit disappointed with his efforts.

It is also worth noting that these huge sums of wealth are subject to fluctuation with world events, stock market movements, and also just plain bad business decisions, and that is why at the very top, the positions change on a weekly basis.

So taking away the very top positions in global wealth, where do you think would be a good place to pitch your vision of wealth? Would you be more HAPPY with $1billion or $4billion. Or could you make do with maybe as little as $20 million? It’s a tough call, but I just know that if it is true happiness you are after, these figures do not mean a thing.

It is a funny thing, but because of the ability for individuals to amass enough money to wipe out some countries national debt, it makes things easier for you, because the line of where rich kicks in, is well and truly blurred.

What we need to do now is establish what rich really is. My personal definition is, ‘To be able to do what you want to do, when you want to do it, and have enough TIME and MONEY to allow you to do it.’  Now the two main things that allow you to follow this definition, are TIME and MONEY. Ask any really wealthy person which one of these two things they are short of.

I spend a lot of time travelling and on those travels I enjoy the company of some very wealthy individuals, and all of them have their own issues. So please do not ever look at wealth as some sort of protection against the normal adversity’s of life, it isn’t, and sometimes the very fact of having vast amounts of money, creates its own problems.

OK so having established that there is no point in setting out trying to compete with the already wealthy, what is the answer? Well my thoughts are simplicity itself. You ask yourself what you want, and what would make you happy, not what you think, will make others think, that you are happy. Wealth is all about you and your relationship with it.

A good question to ask is would you rather have wealth and the life you have to suffer to accumulate real wealth, or would you rather just lead a Worry Free Life and have enough money to make it comfortable.

Once you make this choice it will relax you enormously, because it takes away the added pressures.

Whatever anyone tries to tell you, there are lots of sacrifices that need to be made to accumulate serious wealth, so decide now what you really want. Here is a clue, most people really do just want to experience a life that allows them to live well and do things along the way that are considered treats. If that sounds like you, then the ‘Worry Free Life’ online course is made for you.

Because I always bring wealth back to a lifestyle, many people try and imply that it is a cop out and my systems and teachings are no good to obtain real wealth. I have to answer by saying that I can only advise what I know to be true. I have had a roller coaster life and I would not change any of it. The bottom line is Val and I have been good contributors to charity and we have also financed young people to start their own businesses. We have recovered from some major setbacks and have been associated with some very wealthy people along the way. At this point in time, our lives are set so that we can travel when we want, we can do what we want, and we have the time and money to do it. If that lifestyle appeals to you then I can help. I am the richest person I know.

If you want to be a corporate high flyer and sacrifice certain parts of your life to achieve mega wealth, then I cannot help you. I was not willing to make the sacrifices for myself, so I am sure as hell not going to do it for you. The messages and teachings that I have can take you wherever you want to go, but I like to deliver a Worry Free Life and create wealth for you to use for the good of everyone. If you find that as a result of following the teachings, you do want to use them to create mega wealth that must be your decision. I have a funny feeling though that a Worry Free Lifestyle maybe just what you are looking for.

At this point I think it maybe prudent to tell you that it is not going to be a walk in the park, and these teachings have no magical powers to protect you from the normal ups and downs of life, they do however prepare you for them, and give you ways to deal with these situations

As with anything that you have to learn, it is the commitment and practice that achieves the results, and if you are prepared to put in the time, and trust the teachings, on faith initially, you cannot fail.

Why not take the pressure off yourself, and create your very own custom designed Worry Free Life?

Imagine learning how to create situations that have alluded you for years

Imagine being creative and not competitive.

Imagine having time for your family and taking them on the journey with you.

Imagine being financially sound, so that the bills that used to send you ducking for cover, can be settled immediately.

Imagine moving to a house that you only ever daydreamed about.

Imagine feeling relaxed and at peace with yourself.

Finally imagine feeling that you are actually living the life that you always knew you should, but never thought you could.




Mark Twain said, “I can give anyone anything they want, the

trouble is I cannot find anyone who knows what they want”


Creating your vision thing is where most people have great difficulty.

There are so many challenging things that have to be overcome, and it is in not understanding what we are trying to achieve that shipwrecks many early attempts.

It is your right to obtain wealth and create enough money to live a fulfilled life, and you MUST decide what fulfilled means to you based on what you feel would make you happy.

It is always a problem when people look at others and envy their lifestyle, when the truth may well be that that person could actually envy aspects of your lifestyle. For example a “successful” business person may have lots of disposable income, and the supposed trappings of success, but because of the situation they are in, they may not have the mindset or the time to enjoy it.

When creating your vision, it is important that you factor in initially, the things you love about your life now, that cost nothing, for example time with your family, exercise regimes, being available to do things with your children, time to enjoy the natural wonders of the universe like sunrise and sunsets, and of course time with friends. It is these very things that some people seem to sacrifice, in an attempt to obtain money and things, that they think might make them happy.

Most of the extremely wealthy people I know, get pleasure from doing some very basic things, and always wish that they had more time.and others have arrived at where they wanted to be financially, and have realised their assets, and have so much time on their hands that they get bored.

So as you can see, the more balanced that you can make things on the way to achieving your vision the better. That is why I recommend not making too many sacrifices on the way by ignoring the things mentioned earlier, that you enjoy now.

It is very difficult for us to create a vision based on things that we know nothing about, and many people arrive at a point they were aiming for, but have lost many important parts of their life.

My recommendation, when creating your vision, is to not rush it, but really decide how things will feel when you achieve it. Factor in all the important things that we discussed earlier, and make sure that you do not sacrifice them in an attempt to accellerate things, thinking that you can put it right later. You will never be able to put those things right however much money you get, one thing you cannot buy is time that has already passed.

A point to consider here is very important and it is the true foundation of your success in creating and achieving your vision. You must change your thoughts and feelings deep inside, and truly believe in your ability to allow your new life to come to you.

I read somewhere that if all the money in the world was divided equally among all the inhabitants of the world, eventually the distribution would get back to  pretty much how it was. That is the rich becoming rich again and the poor becoming poor again. This would indicate that each persons mindset has controlled the redistribution.

In conclusion, It does not matter what you visualise, if you do not change your mindset to one of belief in achieving, and faith in receiving, unfortunately you will remain exactly where you are.

Remember it is your right to have all you need and desire, and it is only past information and programming that is limiting you.




That sounds a bit morbid, but it is amazing how truthful people become when they know they do not have long left. These regrets were the most common and have been assembled after talking to many palliative care nurses.

 1. I wish I’d had the courage to live a life true to myself, not the life others expected of me.

This was the most common regret of all. When people realize that their life is almost over and look back clearly on it, it is easy to see how many dreams have gone unfulfilled. Most people had not honoured even a half of their dreams and had to die knowing that it was due to choices they had made, or not made.

It is very important to try and honour at least some of your dreams along the way. From the moment that you lose your health, it is too late. Health brings a freedom very few realise, until they no longer have it.

2. I wish I didn’t work so hard.

This came from every male patient . They missed their children’s youth and their partner’s companionship. Women also spoke of this regret. But as most were from an older generation, many of the female patients had not been breadwinners. All of the men I nursed deeply regretted spending so much of their lives on the treadmill of a work existence.

By simplifying your lifestyle and making conscious choices along the way, it is possible to not need the income that you think you do. And by creating more space in your life, you become happier and more open to new opportunities, ones more suited to your new lifestyle.

3. I wish I’d had the courage to express my feelings.

Many people suppressed their feelings in order to keep peace with others. As a result, they settled for a mediocre existence and never became who they were truly capable of becoming. Many developed illnesses relating to the bitterness and resentment they carried as a result.

We cannot control the reactions of others. However, although people may initially react when you change the way you are by speaking honestly, in the end it raises the relationship to a whole new and healthier level. Either that or it releases the unhealthy relationship from your life. Either way, you win.

4. I wish I had stayed in touch with my friends.

Often they would not truly realise the full benefits of old friends until their dying weeks and it was not always possible to track them down. Many had become so caught up in their own lives that they had let golden friendships slip by over the years. There were many deep regrets about not giving friendships the time and effort that they deserved. Everyone misses their friends when they are dying.

It is common for anyone in a busy lifestyle to let friendships slip. But when you are faced with your approaching death, the physical details of life fall away. People do want to get their financial affairs in order if possible. But it is not money or status that holds the true importance for them. They want to get things in order more for the benefit of those they love. Usually though, they are too ill and weary to ever manage this task. It is all comes down to love and relationships in the end.

That is all that remains in the final weeks, love and relationships.

5. I wish that I had let myself be happier.

This is a surprisingly common one. Many did not realise until the end that happiness is a choice. They had stayed stuck in old patterns and habits. The so-called ‘comfort’ of familiarity overflowed into their emotions, as well as their physical lives. Fear of change had them pretending to others, and to their selves, that they were content. When deep within, they longed to laugh properly and have silliness in their life again. When you are on your deathbed, what  others think of you is a long way from your mind. How wonderful to be able to let go and smile again, long before you are dying.

Life is a choice. It is YOUR life. Choose consciously, choose wisely, choose honestly. Choose happiness.


I hope you take that on board, there are some very poignant facts there that should get you thinking.




The question is What could Mark Twain not find?

When you have found the answer email  with COMPETITION in the Subject line

There will be 5 prizes this month of   Worry Free Life online courses, valued at $197 each.

The draw will take place on June 12th and the winners will be notified and the names will be posted on the website.

You cannot win it if you are no in it.


Thoughts from Worry Free Island: One of the main things that happen when you are in the turmoil of a crisis is that you cannot see an end. You feel as though you have been singled out to be persecuted and then your mind wanders to every other situation in your life and you put the worst possible scenario outcome on them as well.

The obvious thing that happens then, is that you start making decisions based on fear and desperation, not an ideal state of mind to make important decisions.

Although things seem hopeless and you cannot see a solution, there always is an end to the situation and the more you relax the better the solution will be.

The universe will deliver exactly what you visualise. The trouble is that we seem to be brilliant at visualising defeat and failure and that is what gets delivered.

Why is it that we are so good at visualising negative thoughts? The reason is that the universe never falters and every time we think negative thoughts, that is what is delivered, so an accumulation of the results we get and the programming by others, gives us regular negative results.

I have found that we get to believe the world is against us because we get such regular results when thinking of bad outcomes, just imagine getting the results based on what we really want to achieve.

Just imagine what happens when you train your mind to be positive and believe the outcome? That is the key to a happy successful life.

TIP: Whatever the situation, by just working on changing your thoughts ” You can always take control”



Well I hope there is plenty here for you to think about. Don’t forget to enter the competition.

If you want details of  the Worry Free Life course  CLICK HERE. and if you are on any of the community mailing lists there is a special 50% discount code contained in the latest email. Just click on any link to the details and you will get $100 discount when you purchase the course. ( Your discount code is in the email)

Enjoy the news letter and I look forward to hearing your comments below.








Have Your Say and Competition Winners

Thursday, November 3rd, 2011



Winners of the last competition are at the bottom of this page

Thanks for calling by to check the results of the Worry Free Life Course Competition, and to also ask a question for possible inclusion in the course.

In an effort to make sure we cover absolutely every conceivable aspect, we got the course beta tested, and the feed back has been great, but we want to go further and answer YOUR questions on self development, mindset and creating a worry free life.

If you have a question regarding any of the above, or any part of The Science Of Getting Rich, please put it below, and we will answer what we can and the questions we feel are the best will be included for answering in the course, and the people whose questions get used, will receive a copy of the course entirely free.

Thank you for your help and I hope that your contribution will win you a free copy of the course valued at $197

Put your thinking caps on and dig deep for the questions you want answered.


Winners of the last competition to win a free copy of the course are:-


Simon B



Murray Happ

Hazel Anderson

Rasheed Hooda.

Please claim your prize in the comments section below.



Why Worry Free Island?

Saturday, April 23rd, 2011

CONFUSED!!!? Well so was I. After years of studying absolutely everything and everyone, I was spinning. I had read works from thousands of years ago, new age writings from the 1900’s and also some very innovative current works. I just could not make any sense of all the knowledge, advice, various systems, lessons, magical formulas etc……I knew that there had to be something in this message, but I could just not crack the code.

It seemed that everything I tried was so short lived , I thought that I had found the key, but a few days later, my circumstances changed and my subconscious mind erased all the good intention and commitment in one foul swoop. Whoosh, There I was right back where I started, and in some instances I was even more confused. What was missing? There had to be a way to master this marvellous THING that everyone was writing about.

It appeared, that everyone who wrote about it, had control over this apparent  magical power, yet there seemed to be a lack of communication. All the instructions assumed that you would just get it.

Knowing what I know now, they were right, as soon as you finally get it, it seems so easy but no one seemed to have the ability to encapsulate what they knew and relate it to normal people, like you and me.




Eventually after many false starts and heartaches it came to me. I was lying on a recliner on the beach with a gin and tonic, the waves lapping, the seagulls squawking, suddenly it hit me, this state of mind, was the exact state of mind I had been searching for. When you are on holiday, you automatically have the ability to forget the petty problems of everyday life, you also have the ability to look into your future and see yourself doing things that you had not considered possible when you were locked into normal working mode.

Was this the state of mind that everyone had mentioned? The mind that had the ability to, fake it until you make it. I wasn’t sure, but I really felt I was onto something.



When I was on the plane back to Australia, I noticed something very peculiar, the closer I got to Perth, problems I had forgotten about, started to re enter my thoughts. It was as if my mind was preparing me for the stressful manic life I had left. Why was I going from euphoria to stressville all of a sudden. What was happening, thoughts kept flooding my mind and by the time we arrived, I felt exactly the same as when I had left two weeks earlier. I felt sort of cheated, but had I uncovered something that could help me in the future?

It was then that I started to write WorryFreeIsland, as a way to try and recapture those feelings that I had on holiday. My reasoning was that if we could conjure up the feelings and images of a holiday scenario, and link it with a mind that was clear of problems There might be a starting point to work from. In all the earlier instructions I had, they kept telling me to imagine things that I could not relate to. All of a sudden I had a vision and a feeling that felt so normal, that anyone could relate to it. I



Over the years WorryFreeIsland the exercise has been fine tuned and adapted, and now we are creating, WorryFreeIsland the complete works. A website devoted to helping and encouraging the 98% of people who find it difficult to actually control their thoughts, and get the full benefit from this message.

Join us on an adventure to unlock your potential to live the life that you really want. You will find that what you yearn for now, may not be what you truly desire, you will discover that you really are in control and more important you will learn how to live in the now and not let the future grip you in fear and the past torment you with regrets.

The website and all its associated teachings, are devoted to the 98% who desperately want the freedom of thought, but who until now have put up their own barriers of prevention. You are about to enter a world of peace and calm.


Worry Free Life Online Course is now almost ready, and it has been very well received by all the people who have helped test it. We not only want you to have great information, but we want you to have a very user friendly experience.

At last you can be sure that with the right mindset, you can dramatically change your life.



Excuse Me Have You Got The Time

Tuesday, February 1st, 2011

The problem we all face today, in a changing environment, is that we are all running out of time. There never seems enough time, to do all the things we need to do and the main reason that we are rushing about, is to earn enough money, to in reality standstill. An average family cannot support itself and find savings, even with both parents working full time. Because of the need for money we have to have our children looked after by a third party, so that we can keep working and this in its self adds further pressure to the budget.

As we struggle to climb the ladder and we finally get the income sorted, we can then move into a new house and this brings a whole new set of pressures to bear. Now, we have to make sure that we are doing exactly what is expected of a family with this new found wealth. Are the cars OK ? are the kids in the right school? Have we got all the latest electronic equipment? Etc.. etc.. There never seems to be time for us. Modern society has developed to such a stage, that there is never enough time for us.

We all tend to forgo happiness and time with our families, so that we can pretend to everyone that we are happy. How many of us can truly put our hand on our heart and say I am happy most of the timeRemember that you are only asking yourself so there is no need to lie. Stop and take a minute to reflect and ask yourself, Am I truly happy? or Am I presenting an exterior that is just a show? Have you got quality time with your family? Can you do all the things you want to do, when you want to do them? Is your relationship fulfilling? Are you really that secure financially, or are you too highly geared? Am I creating stress by competing? Etc..

It is only when we are honest with ourselves that we can truly start to put things right. If you answered any of the above questions with the answer that you will sort things out when you have got the money sorted. You must answer No because it will never happen. Many of us excuse so much of our behaviour because we are convinced that eventually we will be able to catch up on all the things we have lost.

A lot of you at this point might be thinking that I have something against money, WRONG. We actually need money, to live a total life and experience all the things that we should, during our very limited time here. What I am saying, is that we have all become confused and we are trying to obtain wealth, at the expense of our health and our happiness. There is a way to obtain fantastic wealth and also regain your health and most of all the main ingredient happiness. All this can be achieved and each part is totally dependent on the other. How good is this, you learn to be happy, and a by product of it is, you become healthier and wealthier. The message has been around for thousands of years but it has become confused in its teachings, the message I have is, that ALL is possible and you are the only one who can stop it.

Do not get me wrong this is not magic it is all based on scientific principles but by the same token it is not easy. All I can say is that if you follow exactly what I teach you, you cannot fail to become happier healthier and most of all much wealthier.

The great thing about being totally happy, is that you then are in a position, to determine what you consider success and wealth. The reason is that once you are at peace with yourself, you have no need to compete or impress anyone else.


Do you want a Worry Free Life?

Monday, February 15th, 2010

Hi my name is Croz, and I believe that I am totally qualified to help you achieve a Worry Free Life.

About 18 years ago, my life changed dramatically, I woke up one morning and my business had gone, and at 40 plus years of age, things looked decidedly bleak. This story is recalled in detail in a story in the archives.

What I learned from that situation and the road back to success, has been the information I have shared with thousands of people who wanted to change their lives.

I did everything wrong at first, not least of all realising all my assets, and then trying in 10 minutes, to get back what had taken me 20 years to accumulate. Not a good move.

So there I was at an age when most people are turning the corner and getting things ready for the second part of their life, with NOTHING.

I was then introduced to a book written in 1910 by Wallace Wattles it was called The Science Of Getting Rich. in that book it promised that if you followed the instructions to the letter, you could not fail to become rich. That would do me, and possibly for the only time in my life, I did EXACTLY as I was told. (more…)

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